{"id":1333,"date":"2023-10-09T16:52:57","date_gmt":"2023-10-09T07:52:57","guid":{"rendered":"https:\/\/spr-dsgyousei.com\/seizentaisaku\/?page_id=1333"},"modified":"2025-12-02T07:02:00","modified_gmt":"2025-12-01T22:02:00","slug":"reverse-mortgage","status":"publish","type":"post","link":"https:\/\/spr-dsgyousei.com\/seizentaisaku\/archives\/1333\/","title":{"rendered":"\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u76f8\u7d9a\u306b\u5f71\u97ff\u3059\u308b\u304b\uff1f\u30e1\u30ea\u30c3\u30c8\u3068\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u89e3\u8aac"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u30b3\u30f3\u30c6\u30f3\u30c4<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" 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class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u81ea\u5b85\u3092\u62c5\u4fdd\u306b\u8cc7\u91d1\u3092\u501f\u308a\u3001\u6b7b\u4ea1\u5f8c\u306b\u81ea\u5b85\u58f2\u5374\u3067\u8fd4\u6e08\u3059\u308b\u4ed5\u7d44\u307f\u304c\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3067\u3059\u3002\u5951\u7d04\u8005\u304c\u4ea1\u304f\u306a\u3063\u305f\u6642\u70b9\u3067\u300c\u62c5\u4fdd\u3067\u3042\u308b\u81ea\u5b85\u3092\u58f2\u5374\u3057\u3066\u8fd4\u6e08\u3059\u308b\u300d\u305f\u3081\u3001\u76f8\u7d9a\u8ca1\u7523\u306e\u591a\u304f\u3092\u5360\u3081\u308b\u81ea\u5b85\u306e\u6271\u3044\u306b\u5927\u304d\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u5236\u5ea6\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E3%80%90%E7%9B%B8%E7%B6%9A%E3%81%B8%E3%81%AE%E5%BD%B1%E9%9F%BF%E3%80%91%E3%83%AA%E3%83%90%E3%83%BC%E3%82%B9%E3%83%A2%E3%83%BC%E3%82%B2%E3%83%BC%E3%82%B8%E3%81%A8%E3%83%AA%E3%83%BC%E3%82%B9%E3%83%90%E3%83%83%E3%82%AF%E3%81%AE%E9%81%95%E3%81%84\"><\/span>\u3010\u76f8\u7d9a\u3078\u306e\u5f71\u97ff\u3011\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3068\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u306e\u9055\u3044<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u76f8\u7d9a\u3078\u306e\u5f71\u97ff\u3068\u3044\u3046\u89b3\u70b9\u304b\u3089\u307f\u3066\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3068\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u306f\u3069\u306e\u3088\u3046\u306b\u7570\u306a\u3063\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E7%B6%9A%E3%81%A8%E3%83%AA%E3%83%90%E3%83%BC%E3%82%B9%E3%83%A2%E3%83%BC%E3%82%B2%E3%83%BC%E3%82%B8\"><\/span>\u76f8\u7d9a\u3068\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u81ea\u5b85\u306b\u4f4f\u307f\u7d9a\u3051\u306a\u304c\u3089\u8cc7\u91d1\u3092\u501f\u308a\u3001\u6b7b\u5f8c\u306b\u81ea\u5b85\u3092\u58f2\u5374\u3057\u3066\u8fd4\u6e08\u3059\u308b\u4ed5\u7d44\u307f\u3067\u3059\u3002\u76f8\u7d9a\u8ca1\u7523\u304b\u3089\u81ea\u5b85\u304c\u9664\u5916\u3055\u308c\u308b\u305f\u3081\u3001\u76f8\u7d9a\u4eba\u3078\u306e\u5f71\u97ff\u304c\u5927\u304d\u3044\u70b9\u306b\u6ce8\u610f\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E7%B6%9A%E3%81%A8%E3%83%AA%E3%83%BC%E3%82%B9%E3%83%90%E3%83%83%E3%82%AF\"><\/span>\u76f8\u7d9a\u3068\u30ea\u30fc\u30b9\u30d0\u30c3\u30af<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u81ea\u5b85\u3092\u696d\u8005\u306b\u58f2\u5374\u3057\u3001\u5bb6\u8cc3\u3092\u6255\u3063\u3066\u4f4f\u307f\u7d9a\u3051\u308b\u4ed5\u7d44\u307f\u3067\u3059\u3002\u58f2\u5374\u6642\u70b9\u3067\u81ea\u5b85\u306f\u76f8\u7d9a\u8ca1\u7523\u304b\u3089\u5916\u308c\u3001\u907a\u65cf\u306f\u305d\u306e\u5f8c\u306e\u5c45\u4f4f\u6a29\u3092\u6301\u305f\u306a\u3044\u70b9\u306b\u6ce8\u610f\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E3%80%90%E7%9B%B8%E7%B6%9A%E3%81%AB%E3%81%8A%E3%81%91%E3%82%8B%E8%B2%A0%E6%8B%85%E3%80%91%E3%83%AA%E3%83%90%E3%83%BC%E3%82%B9%E3%83%A2%E3%83%BC%E3%82%B2%E3%83%BC%E3%82%B8%E3%81%AE%E7%A8%AE%E9%A1%9E\"><\/span>\u3010\u76f8\u7d9a\u306b\u304a\u3051\u308b\u8ca0\u62c5\u3011\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u7a2e\u985e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u76f8\u7d9a\u306b\u304a\u3051\u308b\u8ca0\u62c5\u3092\u8003\u616e\u3057\u305f\u3068\u304d\u3001<span>2<\/span>\u7a2e\u985e\u3042\u308b\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u3046\u3061\u3069\u3061\u3089\u3092\u6d3b\u7528\u3059\u3079\u304d\u3067\u3057\u3087\u3046\u304b\u3002\u305d\u308c\u305e\u308c\u306e\u7279\u5fb4\u3092\u6574\u7406\u3057\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E7%B6%9A%E3%81%A8%E3%83%AA%E3%82%B3%E3%83%BC%E3%82%B9%E5%9E%8B%E3%83%AA%E3%83%90%E3%83%BC%E3%82%B9%E3%83%A2%E3%83%BC%E3%82%B2%E3%83%BC%E3%82%B8\"><\/span>\u76f8\u7d9a\u3068\u30ea\u30b3\u30fc\u30b9\u578b\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u6b7b\u4ea1\u5f8c\u3001\u81ea\u5b85\u3092\u58f2\u5374\u3057\u3066\u3082\u8fd4\u6e08\u3057\u304d\u308c\u306a\u3044\u5834\u5408\u3001\u76f8\u7d9a\u4eba\u304c\u6b8b\u50b5\u3092\u652f\u6255\u308f\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u76f8\u7d9a\u4eba\u306b\u50b5\u52d9\u304c\u5f15\u304d\u7d99\u304c\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u305f\u3081\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E7%B6%9A%E3%81%A8%E3%83%8E%E3%83%B3%E3%83%AA%E3%82%B3%E3%83%BC%E3%82%B9%E5%9E%8B%E3%83%AA%E3%83%90%E3%83%BC%E3%82%B9%E3%83%A2%E3%83%BC%E3%82%B2%E3%83%BC%E3%82%B8\"><\/span>\u76f8\u7d9a\u3068\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u58f2\u5374\u4fa1\u683c\u304c\u6b8b\u50b5\u306b\u6e80\u305f\u306a\u304f\u3066\u3082\u3001\u76f8\u7d9a\u4eba\u304c\u8ffd\u52a0\u8ca0\u62c5\u3092\u3057\u306a\u304f\u3066\u3088\u3044\u306e\u304c\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u306e\u7279\u5fb4\u3067\u3059\u3002\u76f8\u7d9a\u4eba\u306e\u8ca0\u62c5\u3092\u907f\u3051\u305f\u3044\u5834\u5408\u306b\u6709\u52b9\u3060\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E7%B6%9A%E5%AF%BE%E7%AD%96%E3%81%A7%E3%83%AA%E3%83%90%E3%83%BC%E3%82%B9%E3%83%A2%E3%83%BC%E3%82%B2%E3%83%BC%E3%82%B8%E3%82%92%E6%B4%BB%E7%94%A8%E3%81%99%E3%82%8B%E3%83%A1%E3%83%AA%E3%83%83%E3%83%88\"><\/span>\u76f8\u7d9a\u5bfe\u7b56\u3067\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u6d3b\u7528\u3059\u308b\u30e1\u30ea\u30c3\u30c8<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u3001\u81ea\u5b85\u3092\u58f2\u5374\u305b\u305a\u751f\u6d3b\u8cc7\u91d1\u3092\u78ba\u4fdd\u3057\u3064\u3064\u3001\u76f8\u7d9a\u6642\u306b\u306f\u58f2\u5374\u4ee3\u91d1\u3092\u73fe\u91d1\u5316\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u76f8\u7d9a\u8ca1\u7523\u3092\u5206\u3051\u3084\u3059\u304f\u306a\u308b\u3053\u3068\u304b\u3089\u3001\u907a\u7523\u5206\u5272\u30c8\u30e9\u30d6\u30eb\u306e\u4e88\u9632\u306b\u3082\u5f79\u7acb\u3064\u70b9\u304c\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3060\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3053\u3053\u3067\u306f\u3001\u30e1\u30ea\u30c3\u30c8\u3068\u6ce8\u610f\u70b9\u306b\u3064\u3044\u3066\u307e\u3068\u3081\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E9%AB%98%E9%BD%A2%E8%80%85%E3%81%A7%E3%82%82%E8%9E%8D%E8%B3%87%E3%82%92%E5%8F%97%E3%81%91%E3%82%89%E3%82%8C%E3%82%8B\"><\/span>\u9ad8\u9f62\u8005\u3067\u3082\u878d\u8cc7\u3092\u53d7\u3051\u3089\u308c\u308b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u81ea\u5b85\u3092\u62c5\u4fdd\u306b\u3059\u308b\u3053\u3068\u3067\u5e74\u9f62\u306b\u95a2\u4fc2\u306a\u304f\u8cc7\u91d1\u8abf\u9054\u3067\u304d\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u76f8\u7d9a\u6642\u306b\u306f\u81ea\u5b85\u3092\u624b\u653e\u3059\u5fc5\u8981\u304c\u3042\u308b\u305f\u3081\u3001\u5bb6\u65cf\u3084\u89aa\u65cf\u306e\u610f\u5411\u3092\u8e0f\u307e\u3048\u8abf\u6574\u3059\u308b\u3053\u3068\u304c\u5fc5\u8981\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E6%9C%88%E3%80%85%E3%81%AE%E8%BF%94%E6%B8%88%E8%B2%A0%E6%8B%85%E3%81%8C%E8%BB%BD%E3%81%84\"><\/span>\u6708\u3005\u306e\u8fd4\u6e08\u8ca0\u62c5\u304c\u8efd\u3044<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5229\u606f\u306e\u307f\u8fd4\u6e08\u306e\u5834\u5408\u3001\u751f\u524d\u306f\u751f\u6d3b\u8cbb\u306b\u4f59\u88d5\u304c\u751f\u307e\u308c\u307e\u3059\u304c\u3001\u6b7b\u5f8c\u306b\u81ea\u5b85\u3092\u58f2\u5374\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u70b9\u304c\u76f8\u7d9a\u306b\u76f4\u63a5\u5f71\u97ff\u3057\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%B3%87%E9%87%91%E7%94%A8%E9%80%94%E3%81%AE%E8%87%AA%E7%94%B1%E5%BA%A6%E3%81%8C%E9%AB%98%E3%81%84\"><\/span>\u8cc7\u91d1\u7528\u9014\u306e\u81ea\u7531\u5ea6\u304c\u9ad8\u3044<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u878d\u8cc7\u3092\u53d7\u3051\u305f\u5834\u5408\u3001\u751f\u6d3b\u8cbb\u30fb\u4ecb\u8b77\u8cbb\u30fb\u4f4f\u5b85\u6539\u4fee\u306a\u3069\u306b\u5229\u7528\u53ef\u80fd\u3067\u3059\u3002\u8001\u5f8c\u8cc7\u91d1\u3092\u78ba\u4fdd\u3067\u304d\u308b\u4e00\u65b9\u3001\u81ea\u5b85\u3092\u907a\u305b\u306a\u3044\u524d\u63d0\u3067\u76f8\u7d9a\u8a08\u753b\u3092\u7acb\u3066\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E7%B6%9A%E8%B2%A1%E7%94%A3%E3%81%A8%E3%81%97%E3%81%A6%E7%8F%BE%E9%87%91%E3%82%92%E9%81%BA%E3%81%99%E3%81%93%E3%81%A8%E3%81%8C%E3%81%A7%E3%81%8D%E3%82%8B\"><\/span>\u76f8\u7d9a\u8ca1\u7523\u3068\u3057\u3066\u73fe\u91d1\u3092\u907a\u3059\u3053\u3068\u304c\u3067\u304d\u308b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u81ea\u5b85\u3092\u58f2\u5374\u3057\u8fd4\u6e08\u5f8c\u306b\u6b8b\u3063\u305f\u8cc7\u91d1\u3092\u76f8\u7d9a\u8ca1\u7523\u3068\u3057\u3066\u907a\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u73fe\u91d1\u3068\u3057\u3066\u76f8\u7d9a\u3059\u308c\u3070\u3001\u76f8\u7d9a\u4eba\u5168\u54e1\u304c\u516c\u5e73\u306b\u5206\u3051\u3084\u3059\u304f\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E7%B6%9A%E5%AF%BE%E7%AD%96%E3%81%A7%E3%83%AA%E3%83%90%E3%83%BC%E3%82%B9%E3%83%A2%E3%83%BC%E3%82%B2%E3%83%BC%E3%82%B8%E3%82%92%E6%B4%BB%E7%94%A8%E3%81%99%E3%82%8B%E3%83%87%E3%83%A1%E3%83%AA%E3%83%83%E3%83%88\"><\/span>\u76f8\u7d9a\u5bfe\u7b56\u3067\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u6d3b\u7528\u3059\u308b\u30c7\u30e1\u30ea\u30c3\u30c8<span 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id=\"%E7%9B%B8%E7%B6%9A%E4%BA%BA%E3%81%AE%E5%90%8C%E6%84%8F%E3%81%8C%E5%BF%85%E8%A6%81\"><\/span>\u76f8\u7d9a\u4eba\u306e\u540c\u610f\u304c\u5fc5\u8981<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u81ea\u5b85\u3092\u62c5\u4fdd\u306b\u3059\u308b\u305f\u3081\u3001\u6b7b\u5f8c\u306f\u58f2\u5374\u3057\u3066\u8fd4\u6e08\u3055\u308c\u76f8\u7d9a\u8ca1\u7523\u304b\u3089\u5916\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u76f8\u7d9a\u4eba\u304c\u300c\u5b9f\u5bb6\u3092\u6b8b\u3057\u305f\u3044\u300d\u3068\u601d\u3063\u3066\u3044\u308b\u5834\u5408\u3001\u58f2\u5374\u306f\u30c8\u30e9\u30d6\u30eb\u306e\u539f\u56e0\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u5426\u5b9a\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E5%88%A9%E7%94%A8%E8%80%85%E6%9C%AC%E4%BA%BA%E3%81%AE%E9%95%B7%E7%94%9F%E3%81%8D%E3%83%AA%E3%82%B9%E3%82%AF\"><\/span>\u5229\u7528\u8005\u672c\u4eba\u306e\u9577\u751f\u304d\u30ea\u30b9\u30af<span 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